The Price Table (or French Amortization System) is a popular amortization method used in loans, particularly in real estate financing. In this system, the borrower makes fixed periodic payments that cover both interest and principal amortization.

At the beginning of the loan term, a larger portion of each payment goes towards interest, and a smaller portion reduces the principal. Over time, the portion allocated to interest decreases, while the portion allocated to principal amortization increases. The loan balance gradually decreases, and the total amount of each payment remains constant throughout the loan term.

This method offers predictability to the borrower, who knows the exact value of each installment, making financial planning easier. However, it generally results in a higher total interest cost over the life of the loan compared to other methods, especially if the loan term is long.